How “Debt Traps” Make Sure You Stay Broke Forever

    Debt traps are pretty awful. They prey on your desperation, then keep you living in a paycheck-to-paycheck cycle. In this video, I run down three common debt traps you should stay away from or at least think twice about: payday loans, debt settlement, and debt...

    How to Get Back to Frugal After a Spending Binge

    No one likes a hangover. They’re painful, regretful, and depending on how bad the binge was, recovery can be a nightmare. And, actually, a spending hangover might be worse than a regular hangover. You can’t just drink some Gatorade, fall asleep and hope it...

    Let’s Get Phroogal on “The Road to Financial Wellness”

    Money is a pretty taboo topic, and it has been for quite some time. We could all probably stand to talk about it a little more. Talking about it leads to learning, and learning leads to financial wellness. And let’s face it–we need some financial healing....

    What Can You Do When the System Is Broken?

    I write about money, which is a pretty broad topic. Sometimes, it means writing about the economy. Sometimes, it means writing about basic personal finance rules. Like most people who write for the Internet, I come across a lot of pushback. Sometimes it’s in the form...